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We live in uncertain times. There are wars between Ukraine and Russia, Israel and Hamas, and hotspots elsewhere like in the South China Sea. The price of crude oil occasionally threatens to spike above $100 per barrel. The U.S. national debt is now at $34 trillion and growing. Analysts and economists are still unsure if we are headed towards a hard or soft landing, and so on.
People are still unsure about more interest rate hikes from the Fed. The likelihood they will at least hold steady at the current rates and not go lower is still quite high. Many
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