Buy Now, Pay Later loans will factor in to Americans’ credit scores | CNN Business

CNN  — 

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.

FICO plans to launch a suite of credit scores later this year that incorporate BNPL data, providing lenders a window into what’s been a big blind spot: consumers’ repayment behavior on these increasingly popular installment loans.

BNPL loans can serve as an alternative to credit cards and are used by consumers who are seeking more flexible payment options, who want to overcome a tight financial spot, or

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