CNN —
Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.
And it’s one you can arrange by keeping at least some of your retirement savings in a tax-free account.
“You’re giving yourself more options in the future,” said Brian Kearns, an Illinois-based certified public accountant and certified financial planner.
One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into
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