The Average Social Security Check Is Increasing By $48 Per Month. Here’s When — and Why It’s Not More.

The average Social Security payment is increasing by $48 per month next year.

The Social Security Administration announced the 2.5% cost-of-living adjustment (COLA) for 2025 on Thursday, marking the smallest increase since 2021. The average COLA was 2.6% across the past decade, with the 2024 change at 3.2%, according to the administration.

The close to 68 million Social Security beneficiaries and almost 7.5 million people receiving Supplemental Security Income payments will see their checks increase by 2.5% on January 1, 2025, and December 31, 2024, respectively.

The increase is based on inflation across July, August, and September. The consumer price index for July showed that inflation reached a three-year low at

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