Most Bay Area cities missed the deadline to submit their housing plans. New penalties could be in store.

A key plan to dramatically increase housing across the Bay Area fell flat this week as less than 15% of the region’s cities and counties met the state’s Tuesday cutoff to provide their homebuilding proposals.

Blowing the deadline means they could soon miss out on crucial state funding and be forced to approve new housing projects much larger than local laws now allow.

As of Wednesday afternoon, just 14 of the region’s 109 cities and counties had submitted adopted plans, dubbed “housing elements,” according to the California Department of Housing and Community Development. And so far, just two of those plans — from San Francisco and the city of Alameda

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