Brittany needs to buy a couch. Should she buy now, pay later?

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Is Buy Now, Pay Later another lifestyle subsidy? Getty Images

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Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can “eat now, pay later”… it feels like a debt trap waiting to

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