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Bad things happen to good businesses, no matter how big or small. A hard drive can fail and disintegrate your tax records. Toxic chemicals can be spilled or a coffee pot can catch fire, destroying job quotes. A lab refrigerator can fail, killing vital biological samples. Beyond your desk, there are acts of terror and earthquakes. You can be hacked, the economy can tank or new laws can be enacted that affect whether you can do business at all.
If there’s a pandemic that crushes the economy, you shouldn’t solely rely on the government to step in as it did in
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