Q: My husband wants to buy a single-family house in an entry-level neighborhood. However, I want to maximize our purchasing power and believe in a more expensive ZIP code. My husband says that is our next move. In other words, he wants to live in a smaller home on a tiny lot for years before “moving up.”
Déjà vu. I see a pattern. When first married, my husband insisted we buy a one-bedroom condo as our first property. Two-and-a-half years later, we sold the condominium and purchased a two-bedroom, two-story townhouse. It was utterly unnecessary. We had the credit, down payment and income to buy the townhouse in the first