Using your phone to pay is convenient, but it can also mean you spend more

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The Apple Pay app on an iPhone in New York. Consumers tend to spend about 10% more when they adopt mobile contactless payment methods, a researcher says. Jenny Kane/AP

Jenny Kane/AP

These days, you don’t even have to take your credit card out of your wallet in order to buy something. If you are shopping online, you can store your credit card numbers on your computer and just hit “click to pay.” In a store, call up Apple Pay or Google Pay on your smartphone and tap it against the payment

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