New research tackles the central question about “buy now, pay later”: Does it encourage people to overspend? Peter Dazeley/Getty Images
Peter Dazeley/Getty Images
Buy something now, pay later: It’s changing how we shop. People are paying for laptops, coats and even groceries in installments. In a year marked by historic inflation, this is the holiday season’s biggest trend.
“If a retailer doesn’t offer that option, I don’t shop with them,” says Elmy Escalante, 50, from California.
That sentiment is spreading fast. The number of
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